The bank that I go to is not on your list of approved lenders. Is there any way that I could still receive the assistance but have the mortgage with my regular bank?

There are certain requirements that the banks must agree to in order to be a part of the program. We are always interested in expanding our list of participating lenders, and most banks have been contacted at some point in the past. If they agree to participate in the program, we will have them sign our Letter of Understanding, and then you could have your mortgage with this bank.

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1. Do I have to be a current resident of Odessa?
2. Can I buy a home in Midland?
3. Will I have to pay a mortgage?
4. Does my credit score matter?
5. The bank that I go to is not on your list of approved lenders. Is there any way that I could still receive the assistance but have the mortgage with my regular bank?
6. Do you provide a list of eligible homes or do I work with a realtor?
7. What happens if I choose a home that needs a lot of repairs?
8. What if the home has evidence of lead-based paint?
9. Can I use the assistance to purchase a mobile/manufactured home?
10. How often will I have to report to your office?
11. How long is the Homebuyer Education Course that I must attend to receive the assistance?
12. What if I do not have a bank account?
13. What if I did not file my tax returns last year?
14. Will I have to income qualify every year?
15. What if I am suppose to receive child support but I don't receive those payments?
16. I don't want to file for child support, am I still eligible?